Considerations for finding and buying land for a new home are mind boggling.  That’s why 80% of the people wanting to build a new home, buy from a developer or builder.  But if you have adventure in your heart, let’s do it.

 

First, think about proximity to the elements of your life that you need to reach (job, family, etc.).  If you’re ending up in an urban area, the land will be more expensive and have more zoning restrictions than a piece in a rural area.

 

Then look into the local zoning to be sure you can build a house without needing to get a variance.  You realtor should have that information.  Once you have your architect in place, he/she will be able to get the other town requirements, which will be reflected on the drawings.  But there are a few other things you might want to check out on your own.

 

The local building department should be able to tell you about any intended development that might have an impact on your desired lot.  Any nearby residential developments in the planning stages; shopping centers; enlarging roads for added traffic?  I would ask the realtor these questions as well, but you’re more likely to get accurate information at the building department.

 

Next, how much land do you want?  Wooded lot or open? Flat or sloping?  Do you want a view?  Maybe watch the sunsets?  Think about the position of the house on the land. 

 

Then check out the location of the closest utility pole. Bringing electricity and telephone lines long distances can become very expensive.

 

Always WALK the lot – at least around the perimeter.  It’s the only way to make sure you don’t have wetlands, excessive grades, or other natural impediments to your intended construction.  These issues will diminish the value of the property.  Don’t overpay.  Comparison shop, like you would for a pair of shoes.

 

Are the people in the local town friendly?  Ask about any history about the area.  Find out what the local taxes are like.  Go around with realtors and see what’s available.  Buy a local newspaper and check comparable prices.  I almost forgot – the internet will probably have some good information you can use.  You might also get some information about what your house will be worth once it’s built.

 

Next, what’s nearby?  Parks, streams, a lake, an ocean, shopping, a library, transportation, a hospital, museums, – anything that might have an impact on your decision to buy.  Transportation usually has a positive impact on the value of any land within walking distance. 

 

If you’re not in a hurry, see the property during various seasons.  It could look very different.  These issues will help you organize your thoughts and prioritize your choices BEFORE buying land.

 

Moving to a new place could be your own choice, but you may get only limited options for managing that move. The place may be too far away for you to drive there yourself so that you will have to rely on transporters to get your things shifted. And you might have to spend some money on quality moving boxes to get the things packed. Still, there are innovative ways in which you can cut corners, and one of these is using your own moving supplies.

Most companies offer moving kits designed separately for drawing rooms, or bedrooms, or for 2 or 8 rooms together. The simplest kits will contain a specific number of moving boxes, and a proportionate amount of moving supplies. The supplies will mainly consist of sticking tape, bubble wrap, and a box marker. Some kits may contain more elaborate moving supplies like tape dispensers, packing paper, loose fill, and stretch wrap, in addition to duck tape and bubble wrap.

While it is convenient to have moving supplies together with the moving boxes, it is not always necessary to have them. At least things like tape dispensers, box markers, and packing paper are not necessary at all. You can cut the duck tape with your own scissors, use crayons to mark the box, and use old newspaper instead of packing paper. Even duck tape is not a must. If you have a back yard garden, there will be plenty of nylon rope or old wire, which can be used for tying the boxes. Shredding plastic covers in which groceries come packed can make other moving supplies like loose fill at home.

Then there are some special moving supplies like mattress covers, which provide for easy packing of mattresses, and moving blankets for scratch protection of larger things like furniture. While they could be helpful, you can use a lot of personal discretion on whether you need to use these. If your mattress and furniture is pretty old, there would be no need to invest in moving supplies like mattress covers. Selling the old mattress in a yard sale might work out cheaper. Or, if shift them you must, you can use old bed sheets or comforters instead of mattress covers and moving blankets.

However, though improvising with leftover things is a moneysaving formula, moving supplies are not always expensive. There is a lot of difference between peak season rates and off season rates of moving boxes and moving supplies. Besides that, there are certain days on which a company may offer things at a discount. There will also be package offers by some companies where you get all the moving supplies free, so far as you are ordering moving boxes worth a certain amount.

If you scan the sites of moving box manufacturers and track these offers rightly, you might be able to get your moving supplies quite cheap. If so, that will be better than typing up your boxes with sisal ropes like a clodhopper, or using nylon ropes that have started fraying at the edges. Nor would you then need to sit and shred plastic covers to make loose fill, or use your chiffons to pack your china. You need to resort to archaic moving supplies only when modern ones do not come within your budget.

If you are moving to or from New York and require moving boxes and moving supplies, please do visit our site – http://www.nymovingboxes.com/ or call us for a free quote.

     When you short sell your house, it is a difficult decision; however, it is reassuring to know that this process is better, compared to facing foreclosure. Besides the process of a short sale, the closing could also be difficult for you. Below are some difficulties you have to undergo to be successful in your short sale.

1. The right package of your proposal must be presented clearly to the bank or your mortgage lender.  You have to submit all the necessary documents such as a hardship letter, complete documentation of your financial status, the appraisal of your property and a legitimate offer to purchase your home. Bear in mind, that some lenders would not want to take your house. You must be patient in dealing with them. Make sure that you are able to submit all the needed requirements of else they will put your proposal at the bottom of their file and you may lose your opportunity to convince them.

2. You should be able to sell your house at least eighty-percent of its market value. This could be quite difficult for you since your home’s value may be lesser than the prevailing prices in the market. It is harder to sell if a government guarantee loan is not possible.

3. This process could take a lot of your determination in order to get your lender to agree on doing a short sale on your home. You must exercise friendliness and exert effort to make then like you. You have to accept that this process could also mean a longer waiting period and being passed on from one person to another and explaining your situation repeatedly. They could tell you that files got lost and that the last person you talked to has made some error.

4. Since you have to negotiate with your lender, this could take much longer than the typical selling process. This could also mean twice the work for you. The amount of waiting could be exhausting. Normally, lenders could take a month or more to respond to your proposal. Many buyers backed out from a short sale because of the waiting and red tape involved.

5. If the lender questions and disagrees with your presented value, this is another delay to the short sale process. You could lose a prospective buyer because your transactions are considered invalid without the lenders’ go signal.

6. An approval could pose a difficulty since a lender normally wants to recoup as much of their money as possible. They will determine whether the amount they get from the short sale is more than what they could get from an auction. If they believe that a foreclosure could give them more gain, they will reject your short sale offer.

            These difficulties in the short sale process usually discourage buyers from looking at short sale properties. However, for those who have enough patience, this sale could mean a considerable amount of money saved on a property and a relief to the seller.